Export invoice financing

Get paid upfront on your export invoices.

Stop waiting 60–120 days for your overseas buyers to pay. We advance up to 85% of your export invoice today — and collect from your buyer at maturity.

Check eligibility →Takes 60 seconds · no obligation
Up to 85%Advance rate
<60 secTo check eligibility
60–120 daysTypical wait — solved
🏛️ GIFT-City IFSC entity🌐 USD, cross-border🛡️ Non-recourse option
The problem

Your money is stuck in transit.

You've shipped. The goods are delivered. But your overseas buyer pays on credit terms — so your cash is locked up for months while your next order waits on working capital.

60–120
days typical wait on export credit terms
1
order's cash, tied up — that you could be deploying now
How it works

Three steps to upfront cash.

1

Submit your invoice

Share your export invoice and buyer details. Quick eligibility check, minimal paperwork.

Submit
2

We advance the value

Get up to 85% of your invoice value upfront, in USD. Advance % is indicative and subject to credit approval.

Advance
3

Your buyer pays us

At maturity your overseas buyer settles with us. With the non-recourse option, buyer-default risk sits with the insurer, not you.

Settle
Check eligibility →
Why Mintifi Global

Built for exporters, not paperwork.

Upfront liquidity

Turn a 60–120-day receivable into cash you can use this week.

  • Receivable converted to cash
  • Available this week
  • Redeploy into your next order
Learn more →

Non-recourse option

Transfer buyer-default risk to a credit insurer — available on eligible deals.

  • Buyer-default risk transferred
  • Backed by a credit insurer
  • Available on eligible deals
Learn more →

USD, cross-border

Priced and funded from GIFT City IFSC, built for international trade.

  • Funded from GIFT City IFSC
  • Priced in USD
  • Built for international trade
Learn more →

Receivable-based

Receivable-based funding; any collateral requirement is set in your credit terms.

  • Finance against the invoice
  • Collateral requirement set in your credit terms
  • Subject to credit terms
Learn more →
Guides

Learn how export factoring works.

Export Factoring Glossary

Recourse, non-recourse, two-factor factoring and the other terms used across these pages, defined simply.

Read the glossary →

How GIFT City IFSC export factoring works

Why the GIFT City IFSC structure matters for a foreign-currency export invoice, and what it means for an Indian exporter.

Read the guide →

Export factoring in India, step by step

How a deal moves from invoice to cash, recourse vs non-recourse, and what to check before you sign.

Read the guide →

All export finance guides

FEMA realisation timelines, buyer credit limits, credit insurance, documents and more, with official sources.

Browse the guides →
Who it's for

You export on credit terms — and you're done waiting to get paid.

Indian manufacturers, merchant exporters and services exporters shipping to overseas buyers on open-account terms. If your cash is tied up in unpaid invoices, this is for you.

🏛️ GIFT-City IFSC unit🌐 USD, cross-border
Manufacturer
Merchant exporter
Services exporter

Check your eligibility

Tell us a little about your exports. We'll come back within 1 business day.

Before you submit this form: Mintifi Global Finance (IFSC) Private Limited collects the details you enter — including your name, work email, phone number, company name and Importer-Exporter Code (IEC) — to assess your eligibility for export factoring services and to contact you. You may withdraw consent, and request correction or erasure of this data, at any time by contacting our Grievance Officer, Jitendra Gupta, at hello@mintifiglobal.com. Read our full Privacy Policy and Grievance Redressal Policy for details, including on cross-border transfer of data to overseas parties where applicable.
Submitting this form does not create a commitment by either party.
Optional. Your DGFT-issued IEC — 10 digits, or the PAN-based form. Sharing it helps us check eligibility faster, since export factoring is only available to registered exporters.

This box is ticked by default. You can untick it.

All figures and terms are indicative and subject to credit approval. Mintifi Global Finance (IFSC) Pvt Ltd is a GIFT-City IFSC unit and an IFSCA-registered Finance Company. Submitting your details registers your interest only — it does not create any financial relationship, commitment, or obligation.

Questions

Frequently asked

How much of my invoice can I get upfront?

Up to 85% of the invoice value — the exact percentage depends on your buyer, market and the invoice. We'll confirm your indicative terms after a quick review.

How fast is it?

Eligibility takes minutes to submit. Once you're onboarded, funding against an approved invoice is designed to be quick — we'll give you specifics for your case.

What does it cost?

Pricing is per-deal, based on the buyer, tenor and risk. There are no hidden charges — you'll see the terms before you commit.

Is my data safe?

Yes. We only use your details to assess and contact you about export financing, and we handle them in line with applicable data-protection norms.

Ready to get paid upfront on your export invoices?

Check your eligibility in minutes — no obligation.

Check eligibility →
No obligationTakes 60 secondsResponse within 1 business day